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Putting your card in, say, Apple Pay is equivalent. How do you think Apple Pay works? It’s tap-to-pay, equivalent to your credit card. That’s why you can use Ap
by preg_match 2mo ago
Putting your card in, say, Apple Pay is equivalent. How do you think Apple Pay works? It’s tap-to-pay, equivalent to your credit card. That’s why you can use Apple Pay wherever you use tap-to-pay on your card. That’s why Apple Pay doesn’t work at Walmart and merchants need to do no work to support Apple Pay.
In the US you really have no options. It’s card, or card, or maybe even card. There’s Zelle, which is irreversible. PayPal and friends, which charge a fee, so no. And crypto, which is used for drugs.
- elendilm 2mo agoIn india, nobody cares about Apple Pay. We care about UPI. Every nook and corner, every person old or young, every chai wala, every kirana shop uses it. The constraints that plague the US is irrelevant for us. Salesman can scream the amount, the customer can zoom and scan without meddling through the crowd and make the payment from a distance while the loudspeaker announces the payment. Imagine using cards there, people will riot :) Shops in general are wary of cards. Busy shops simply won't tolerate cards as they require someone to enter the figure. Busy shops will shudder. Goto banglore, visit a busy street chai shop, ask him to accept cards, he will shudder. Besides the whole Tap to Pay itself is problematic as it puts the customer at the mercy of the receiver and his device. UPI ensures customer controls how much money is being transferred. More secure. Less hassle. No physical cards. More modern