TD Bank was slapped for the exact same process. Transactions would be reordered to ensure you incurred hundreds in overdraft fees even though you had just depos

TD Bank was slapped for the exact same process. Transactions would be reordered to ensure you incurred hundreds in overdraft fees even though you had just deposited a check. It's a bit of reverse check kiting: The bank changing when your check clears so that you actually don't have the money you think you do. Now, there were fine print that stated only X dollars worth of your deposit would be "Available immediately", but even that was a lie.