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118 with what? In IL I could find a 0 coinsurance plan at least, starting at around 300 depending on deductible. You can't do that in WA, they all have 30-35% c
by dmishe 14y ago
118 with what? In IL I could find a 0 coinsurance plan at least, starting at around 300 depending on deductible. You can't do that in WA, they all have 30-35% coinsurance, they have deductibles of 10+ and out-of-pocket maximums at twice of that.
It looks like agents are able to find a much better option, presumably inside group plans, but still.
- rdl 14y agoOh, I'm comparing to California. For $118 you get an HSA HDHP (but with great coverage, including preventive care, from $0, with full coverage once you hit the yearly $3500). For $200-300, you get a very low ($5-10) coinsurance. I judge health insurance by the coverage for catastrophic accident or major illness; lifetime limits, access to best doctors, etc., not on the $0-20 copays. I'd use leaky.com to do the comparison, once they expand from cars to health insurance (which I assume they will).