Is this a genuine question? I could try to explain more, but debt allows you to have your cake and eat it too. I could save for 40 years for a house, or buy on

Is this a genuine question? I could try to explain more, but debt allows you to have your cake and eat it too. I could save for 40 years for a house, or buy one today with debt today. In the latter case, I get to enjoy it now and save money on rent. Basically the whole world works this way. You could save and then spend, or spend then repay. In a lot of context, you make or save more by spending sooner than the cost of interest.