The funds must ideally last forever for the life of the firm. I wouldn't even buy a gift card if it going to expire in five years. Amazon is another prominent

The funds must ideally last forever for the life of the firm. I wouldn't even buy a gift card if it going to expire in five years. Amazon is another prominent example. It gift card in the US never expires and has no fee. It's a good place for stashing funds. Do you think Amazon doesn't have accountants? For logical reasons I have noted before, there is no unmanageable risk to any sizable firm with it.