I have become cynical. I am starting to believe that there is a lot of fund managers who do not are not doing their best for their clients but instead of their

I have become cynical. I am starting to believe that there is a lot of fund managers who do not are not doing their best for their clients but instead of their own bonuses. From that viewpoint everything starts to make lot more sense. Out-sized returns when there is not risk for person deciding on investment. It is easy to rope in gullible who want those big returns. And the game has been run for years now. On paper things looked or maybe still look good. Reality is probably lot worse.