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Unfortunately I find this too high risk, I entered my credit card, but can not set a limit. The best I can do is get an email alert. I feel like I am one oopsie

by sams99 2mo ago

Unfortunately I find this too high risk, I entered my credit card, but can not set a limit. The best I can do is get an email alert. I feel like I am one oopsie away from getting a 100 dollar bill.

NitpickLawyer 2mo ago
1.2 is now on openrouter. You could try it there, they have hard limits per key.
- sams99 2mo ago
  absolutely and fair... you do lose out though on the mega discounted endpoint they have there.
  - dizhn 2mo ago
    Virtual card with a limit?
    - gcr 2mo ago
      Sounds like a great way to get your account revoked.
      - dizhn 2mo ago
        How come?
        phoghed 2mo ago
        Because it wouldn’t stop you from running up a bill and owing the money, would just stop Meta from being able to charge you.
        seanp2k2 2mo ago
        Because it'll get declined after a few attempts once it's past the limit, then your account would likely get marked for fraud. Try it and report back, but repeated method of payment failures get accounts suspended pretty reliably at any place that does CC processing, since it's also a risk to their merchant account to have a higher percentage of declined payments (ie higher fraud risk) and it's far safer for them to cut you off / blacklist you vs giving you more chances and the sure bet that they'll invoke higher merchant account / payment processor fees. If they make it to the "high risk" category, they're cooked too; Mastercard for example has MATCH that once you're added, you're considered high-risk at ANY other place you try to get CC processing going again. You can read a bit more about that here: https://docs.stripe.com/disputes/match https://docs.stripe.com/disputes/match Payment processors can fully drop merchants that have too high of a risk / too many chargebacks / too high payment failure percentages.
ray_kay777 2mo ago
Yep - exactly my thoughts. No way am I trying this out without a billing limit - seems crazy given the pricing strategy to not have a top-up and pay as you go.

by sams99 2mo ago

Unfortunately I find this too high risk, I entered my credit card, but can not set a limit. The best I can do is get an email alert. I feel like I am one oopsie away from getting a 100 dollar bill.

NitpickLawyer 2mo ago

1.2 is now on openrouter. You could try it there, they have hard limits per key.

sams99 2mo ago
absolutely and fair... you do lose out though on the mega discounted endpoint they have there.
- dizhn 2mo ago
  Virtual card with a limit?
  - gcr 2mo ago
    Sounds like a great way to get your account revoked.
    - dizhn 2mo ago
      How come?
      - phoghed 2mo ago
        Because it wouldn’t stop you from running up a bill and owing the money, would just stop Meta from being able to charge you.
      - seanp2k2 2mo ago
        Because it'll get declined after a few attempts once it's past the limit, then your account would likely get marked for fraud. Try it and report back, but repeated method of payment failures get accounts suspended pretty reliably at any place that does CC processing, since it's also a risk to their merchant account to have a higher percentage of declined payments (ie higher fraud risk) and it's far safer for them to cut you off / blacklist you vs giving you more chances and the sure bet that they'll invoke higher merchant account / payment processor fees. If they make it to the "high risk" category, they're cooked too; Mastercard for example has MATCH that once you're added, you're considered high-risk at ANY other place you try to get CC processing going again. You can read a bit more about that here: https://docs.stripe.com/disputes/match https://docs.stripe.com/disputes/match Payment processors can fully drop merchants that have too high of a risk / too many chargebacks / too high payment failure percentages.

ray_kay777 2mo ago

Yep - exactly my thoughts. No way am I trying this out without a billing limit - seems crazy given the pricing strategy to not have a top-up and pay as you go.