> merchant fees, which lead to higher prices at the register Only for merchants who have never done real accounting. They lose a lot more than merchant fees t

> merchant fees, which lead to higher prices at the register Only for merchants who have never done real accounting. They lose a lot more than merchant fees to cash. The clerk has to count and recount the money. Then the manager counts and recounts the till at the end of the shift. Then the manager counts all the money in the safe to prepare the daily deposit, and then they have to get that to the bank (at least the bank doesn't charge them after that, but the bank has costs handling their cash as well). This time is not free. That is before we get into the costs of theft, counterfeits - and all the equipment to keep cash safe. Unless someone has actually added those costs up I'm going to remain convinced credit cards fees are cheaper than cash.