I'm not sure what you mean here. Everything is stored locally, so it's not like it's going off to a website to get your token. Are you saying that because the

I'm not sure what you mean here. Everything is stored locally, so it's not like it's going off to a website to get your token. Are you saying that because the device is networked it is by definition vulnerable to hackers and so cannot be a high quality 2FA device? If so I completely agree, except to point out that if I use a couple of banks (some are better for cards, some are better for savings), and Google and I play WoW and I (insert other service that uses 2FA here) then that's going to be a lot of physical doo-dads I have to keep track of. It's an unfortunate reality, but having all these things attached to one 'smart' device is the only real way of making them viable after you get more than one.