As someone that has worked at a bank maintaining RPG/COBOL and Java, the latter definitely encourages programmers to wrap things in yet another class. They thin

As someone that has worked at a bank maintaining RPG/COBOL and Java, the latter definitely encourages programmers to wrap things in yet another class. They think they're simplifying, but in reality, they're piling abstraction layers that have to be peeled off one by one when, for example, you're tring to find that EBCDIC-to-UTF8 bug. A good Java architecture is possible, though, but it requires planning, discipline, and restraint; and yet the ever-changing business needs can mar your beautiful castle given enough time. COBOL is simpler and more straightforward, you have to go out of your way to mess it as badly as Java allows.