> If you take an even closer look- what exactly does that mean? Here is one example: "Critical Vulnerability Exclusion We will not pay you under the

> If you take an even closer look- what exactly does that mean? Here is one example: "Critical Vulnerability Exclusion We will not pay you under the cyber and data risks section of cover where your legal liability or any loss that you suffer arises from a cyber attack that exploits a critical vulnerability within your computer equipment. However this exclusion will only apply where a patch or fix for any critical vulnerability exploited has been available for 21 days prior to the date of the incident and has not been applied to your computer equipment. Critical Vulnerability means a common vulnerability and exposure (CVE) in the National Vulnerability Database operated by the National Institute of Standards and Technology which has a score of 8.0 or higher on the Common Vulnerability Scoring System (CVSS)"