> And experiences come from the bulliest of bull markets. That is very true and a trap that is important to be aware of. Anyone who started investing after ~20

> And experiences come from the bulliest of bull markets. That is very true and a trap that is important to be aware of. Anyone who started investing after ~2010 has only ever experience a bull market, so expect severe pain at some point. It doesn't go up forever. I'm old enough that my investing history inclused the dot.com implosion that wiped out nearly all of everything, and also the financial crisis of 2008. It remains true that investing in the winning companies is by far the best return by orders of magnitude.