Financial advice, at least to us at Pendragon, is not simply "here are the rules of thumb for maintaining a healthy financial life" those are helpful guidelines

Financial advice, at least to us at Pendragon, is not simply "here are the rules of thumb for maintaining a healthy financial life" those are helpful guidelines, but not a plan. AI is helping us help users by building and implementing actual plans tailored to their specific use cases and situation. Its the difference between "You spend too much on dining, you should be putting that money into a HYSA instead" vs "You spent $150 on a dinner this weekend to celebrate landing that new deal. It's slightly over-budget, but you're still well on track with the goals and plans we set up a week ago. No adjustments are needed."