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While banks often pay crap rates, real rates (e.g. from government bonds) have largely been positive (except the short end after GFC and COVID). https://fred.s

by FabHK 2mo ago

While banks often pay crap rates, real rates (e.g. from government bonds) have largely been positive (except the short end after GFC and COVID). https://fred.stlouisfed.org/series/REAINTRATREARAT10Y https://fred.stlouisfed.org/series/REAINTRATREARAT10Y https://fred.stlouisfed.org/series/REAINTRATREARAT1YE https://fred.stlouisfed.org/series/REAINTRATREARAT1YE