You wouldn't need history. You can probably build a flowchart choose-your-own-adventure that gives good financial advice, and then have an LLM hold the user's h

You wouldn't need history. You can probably build a flowchart choose-your-own-adventure that gives good financial advice, and then have an LLM hold the user's hand through that flowchart. Like, do you have $1,000 in an emergency fund? No? Start there.