Latest models like Opus 5.0 work well in both scenarios. You can just give it a goal and let it make a plan, review the plan and then let it go ham. Or you can

Latest models like Opus 5.0 work well in both scenarios. You can just give it a goal and let it make a plan, review the plan and then let it go ham. Or you can also use it piece-meal and have it do parts of work that you want. It works in both ways and works really well. I don't think there is any model right now that you can use with 0 oversight, but you can do pretty complex stuff without writing single line of code at this point.