The whole idea of a pension fund is that you don't need to time the system it is the system. Like my country pension scheme. It went through ups and downs for

The whole idea of a pension fund is that you don't need to time the system it is the system. Like my country pension scheme. It went through ups and downs for a hundred years but has always come on top. All you need is a long horizon and a trillion dollars and you basically can't lose.