Availability covers data loss and account cancellations out of the blue, which has happened to a friend of mine at least. this is one of the reasons I self host

Availability covers data loss and account cancellations out of the blue, which has happened to a friend of mine at least. this is one of the reasons I self host. Also, the machine is in the same lan as me so connectivity is never a problem (unless the cat chews through the ethernet cables again).