To your last point, the Minneapolis Fed just put out a call for a new actual-owner backed housing occupancy rate called HPOP which I think is a step in the righ

To your last point, the Minneapolis Fed just put out a call for a new actual-owner backed housing occupancy rate called HPOP which I think is a step in the right direction: https://www.minneapolisfed.org/article/2026/new-homeownership-measure-puts-people-first https://www.minneapolisfed.org/article/2026/new-homeownershi...