> Bootstrapping a B2C tool is hard because LTV is lower... Can anyone speak more to the LTV (loan-to-value [0]?) metric: Does a founder want a lower or higher

> Bootstrapping a B2C tool is hard because LTV is lower... Can anyone speak more to the LTV (loan-to-value [0]?) metric: Does a founder want a lower or higher LTV? It seems lower is better unless the goal is to be more leveraged. [0] https://www.investopedia.com/terms/l/loantovalue.asp https://www.investopedia.com/terms/l/loantovalue.asp