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> There's little card payment fraud You're confusing fraud as in unauthorized payments with fraud as in you not receiving what you paid for. The latter is not
by SkiFire13 3mo ago
> There's little card payment fraud
You're confusing fraud as in unauthorized payments with fraud as in you not receiving what you paid for. The latter is not prevented by 3DS in any way.
- hocuspocus 3mo agoNo I'm not. Ask anyone who tried to dispute a purchase that happened within the EEA, whether online with SCA or card present with PIN, card issuers often tell you to deal with the merchant directly. The interchange cap has significantly reduced revenue made on card payments, they have an incentive to avoid unnecessary manual work.