Insurance companies basically are banks, in that while they make low profit margins they wield such vast amounts of capital, some of which they invest in, they

Insurance companies basically are banks, in that while they make low profit margins they wield such vast amounts of capital, some of which they invest in, they might as well be financial service institutions. There's also other categories of entities (pharmacy benefit managers, wholesalers and distributors) that also get a cut. https://medium.com/@brian-curry-research/the-healthcare-maze-tracing-a-dollar-through-six-layers-of-middlemen-2abb718003a1 https://medium.com/@brian-curry-research/the-healthcare-maze...