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> I'm sure that PayPal does serve them (first hand knowledge). I'm sure that Stripe selectively restricts them (first hand knowledge). Correct. But do you unde

> I'm sure that PayPal does serve them (first hand knowledge). I'm sure that Stripe selectively restricts them (first hand knowledge). Correct. But do you understand why that is? What is the theory of mind you have that makes you believe Stripe would come in and shutting off paying customers? > I do believe that Stripe will execute they same Stripe pattern in the merged company which will reduce choices in the market for businesses. Why would they do that? This doesn't make any sense unless you actually think morals are involved.

edoceo 3mo ago
Stripe only accepts the ones where there is cross-over and relationships between high-level employees and investors. They restrict the ones that are smaller and independent. I think that Stripe will shut off paying customers BECAUSE I HAVE SEEN THEM DO IT. That is what first hand knowledge is. The thing that really doesn't make sense is that Stripe selectively applies their written terms of service and policies. Do you understand that?
- root_axis 3mo ago
  > I think that Stripe will shut off paying customers BECAUSE I HAVE SEEN THEM DO IT. That is what first hand knowledge is. You are overindexing on your anecdotal experience to draw conclusions that make no sense. Paypal earns roughly 6x the net revenue of Stripe while processing a similar volume of transactions. Paypal has obviously figured out how to service these businesses profitably, yet for some reason you think Stripe would throw away billions for no reason. Make that logic make sense.
  - edoceo 3mo ago
    It's not billions. My assertion is they will throw away processing millions to ensure they can continue to process billions. You'd ignore a pence to pick up a pound.
    - root_axis 3mo ago
      Paypal earned 30b net revenue in 2025, without any specific numbers, it's a safe bet that high-risk merchants are at least several billion of that total. However, even if it were only in the hundred millions, there's no reason to throw away millions of dollars. The reason PayPal services these lines of business in the first place is because they make money doing so (since unlike Stripe, PayPal's product isn't subject to the constraints of the card rails).
      - edoceo 3mo ago
        You're obviously much smarter and more knowledgeable than me. I'm just going to abandon this conversation.
        root_axis 3mo ago
        It's disappointing that you're now descending into sarcastic quips rather than address the substance of my reply. You could have just abandoned the conversation without the snarky announcement. Anyway, if that's the quality of conversation you're offering then abandoning the conversation makes sense. Have a good one.
        edoceo 3mo ago
        Sorry. I'll try one more time then. Stripe is currently passing on these revenues. Stripe has been hostile to these revenue streams for more than a decade. You seem to think their behavior will change after an acquisition. An acquisition that is also a (dangerous) market consolidation. I don't think they will. How is PayPal not subject to MC rules when MC is used as a funding source for a PP account that purchases cannabis-adjacent services? Is it magic? Is it some plausible denial thing? Also, if their only motivation is money - and lets assume that is true - then taking a few billions in high-risk money puts their other even-larger billions at risk. Do you see that? Yes, they could get new revenue of ~30B adding to their existing ~5B. And assuming several billion in high-risk (4B?) now the question is...would you throw away 4 dollars of your 40 dollars to reduce the risk of the remaining 36? While also knowing you can grow into other lower risk markets? Would you throw away 4 high risk dollars to replace them in two years with 4 new low risk dollars?

edoceo 3mo ago

Stripe only accepts the ones where there is cross-over and relationships between high-level employees and investors. They restrict the ones that are smaller and independent. I think that Stripe will shut off paying customers BECAUSE I HAVE SEEN THEM DO IT. That is what first hand knowledge is. The thing that really doesn't make sense is that Stripe selectively applies their written terms of service and policies. Do you understand that?

root_axis 3mo ago
> I think that Stripe will shut off paying customers BECAUSE I HAVE SEEN THEM DO IT. That is what first hand knowledge is. You are overindexing on your anecdotal experience to draw conclusions that make no sense. Paypal earns roughly 6x the net revenue of Stripe while processing a similar volume of transactions. Paypal has obviously figured out how to service these businesses profitably, yet for some reason you think Stripe would throw away billions for no reason. Make that logic make sense.
- edoceo 3mo ago
  It's not billions. My assertion is they will throw away processing millions to ensure they can continue to process billions. You'd ignore a pence to pick up a pound.
  - root_axis 3mo ago
    Paypal earned 30b net revenue in 2025, without any specific numbers, it's a safe bet that high-risk merchants are at least several billion of that total. However, even if it were only in the hundred millions, there's no reason to throw away millions of dollars. The reason PayPal services these lines of business in the first place is because they make money doing so (since unlike Stripe, PayPal's product isn't subject to the constraints of the card rails).
    - edoceo 3mo ago
      You're obviously much smarter and more knowledgeable than me. I'm just going to abandon this conversation.
      - root_axis 3mo ago
        It's disappointing that you're now descending into sarcastic quips rather than address the substance of my reply. You could have just abandoned the conversation without the snarky announcement. Anyway, if that's the quality of conversation you're offering then abandoning the conversation makes sense. Have a good one.
        edoceo 3mo ago
        Sorry. I'll try one more time then. Stripe is currently passing on these revenues. Stripe has been hostile to these revenue streams for more than a decade. You seem to think their behavior will change after an acquisition. An acquisition that is also a (dangerous) market consolidation. I don't think they will. How is PayPal not subject to MC rules when MC is used as a funding source for a PP account that purchases cannabis-adjacent services? Is it magic? Is it some plausible denial thing? Also, if their only motivation is money - and lets assume that is true - then taking a few billions in high-risk money puts their other even-larger billions at risk. Do you see that? Yes, they could get new revenue of ~30B adding to their existing ~5B. And assuming several billion in high-risk (4B?) now the question is...would you throw away 4 dollars of your 40 dollars to reduce the risk of the remaining 36? While also knowing you can grow into other lower risk markets? Would you throw away 4 high risk dollars to replace them in two years with 4 new low risk dollars?