I understand and agree if you have that need, sure. Personally, I don't. I was sold on the fact that 'It's there when you need it'. I believed it. Then I starte

I understand and agree if you have that need, sure. Personally, I don't. I was sold on the fact that 'It's there when you need it'. I believed it. Then I started calculating and understood that the amount of times I 'need' it and the low priority and non-emergency of the matter did not pay off. For example, I wanted Walmart to price match something on Amazon. They don't price-match online retailers. Okay. I'll buy it off of Amazon. Including taxes and shipping and handling, I would've saved $5. I'm not a consumerist, so I hardly buy things and wouldn't save that much a year. I'm probably a technology vendor's worst nightmare, though. I find that the better deals are always on Amazon/online because either Best Buy/Fry's don't have the same models or I am not willing to pay more for the convenience of having it immediately. For example, I'm an audio guy. I want to buy a particular set of cans. Big box stores would never and have never stocked these pair. The specialized stores that do charge way more. That's pretty much all specialized gear, unless it is old hardware/technology (Rokit monitors, e.g.). Different strokes.