The easier answer is to 'not treat academic loans the same way as a criminal courts monetary punishment'. In other words, quit treating them as non-dismissable

The easier answer is to 'not treat academic loans the same way as a criminal courts monetary punishment'. In other words, quit treating them as non-dismissable in bankruptcy. Or, if you use bankruptcy to rid yourself of the loans, you also dismiss any claim of degree related to the bankrupted schools you attended. That would he a great way to balance bankruptcy with education scams. And yeah, most schools are scammy.