Is that why they can make dubious security/privacy claims like: Mint uses only your account login credentials for access to your account information and Mint d

Is that why they can make dubious security/privacy claims like: Mint uses only your account login credentials for access to your account information and Mint does not store these credentials. Clearly that information needs to be stored somewhere, but Mint can make it sound to the users that it is magically not stored (because it's technically not stored by Mint). I haven't actually used the service. I have a general aversion to services that ask me for my password to a 3rd party account. The import-your-contacts types are bad enough, but bank account access is just too much for me to potentially give up.