Running Monte Carlo simulations with typical stock/bond returns and volatility, the max safe withdrawal rate is usually put at 2%-4%. This really depends on how

Running Monte Carlo simulations with typical stock/bond returns and volatility, the max safe withdrawal rate is usually put at 2%-4%. This really depends on how you factor in inflation. (Of course, what is "typical"? In 2007, what we saw in 2008 certainly wouldn't have been seen as typical.)