There's plenty of good advice here to think about.. but just think about it for a year. (Software recommendation: none for now) There's no hurry, but there's p

There's plenty of good advice here to think about.. but just think about it for a year. (Software recommendation: none for now) There's no hurry, but there's plenty of mistakes to be made. Carry on as usual for a while and see if any of the ideas really resonates with you after your mind has settled. Definitely don't get into a contract with someone to "manage" your money - they typically want 2% annually for it, and it's highly likely they've underperformed money market accounts over the past decade. Many (most?) have lost money over the past decade, at least after expenses.