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Here's the conventional advice. Start with it all in cash, in some form you feel is sufficiently safe from disasters. Gradually over a couple years bleed it in
by pg 18y ago
Here's the conventional advice. Start with it all in cash, in some form you feel is sufficiently safe from disasters. Gradually over a couple years bleed it into some combination of stocks (by default in a low-cost index fund) and bonds. The usual rule of thumb is to put your age percentage in bonds. I.e. at age 30 you should have 30% bonds.
- afri-silicon 18y agoThis is a little un-related, but the more I read HN and actively listen the more I think of a y-combinator like org in Nairobi Kenya. Ideas are many but angels scarce. Suggestions kindly