Vlad, I had a similar thing happen last year with an iPad. I even went through a complaint with the Better Business Bureau, and appealed it, but PayPal is able

Vlad, I had a similar thing happen last year with an iPad. I even went through a complaint with the Better Business Bureau, and appealed it, but PayPal is able to hide behind their fine print. I think the only way to protect ourselves from this is to limit the accounts to which our PayPal accounts are linked. They automatically-deducted $900 from my bank account upon the charge reversal, and I was unable to prevent this. By the time you get Paypal's resolution, the scammer is long gone and local law enforcement will tell you it's already gone. This whole situation is monopolistic and I don't understand why the FTC is not doing anything about it. (also posted as a comment on your essay)