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The two times someone cloned my credit card were a) while travelling in the US; b) complaints that VISA didn’t refund. So there’s that.
by port11 4mo ago
The two times someone cloned my credit card were a) while travelling in the US; b) complaints that VISA didn’t refund. So there’s that.
- lxgr 4mo agoVisa isn't a party to your contract with your card issuing bank. Your bank is responsible for filing a dispute, representing it properly, and (according to applicable law and/or as a good business practice for somebody that wants to retain your business) potentially reimbursing you out of pocket if a given transaction has issuing bank fraud liability.
- port11 4mo agoSure, but the fees I pay for go to Visa for, among others, combatting fraud and credit card cloning. I filled up my bank’s paperwork, I don’t know the inner details of their relationship with Visa.