Life: Not being frugal, spending too much, getting into consumer debt and a too-expensive rent contract, which shackles me in my current job and prevents me fr

Life: Not being frugal, spending too much, getting into consumer debt and a too-expensive rent contract, which shackles me in my current job and prevents me from fully pursuing my dreams. Programming: staying at a company that works with Visual Basic, not learning Ruby/Functional Programming/jQuery/any modern stuff basically. I'm fixing point 1, which will free me to fix point 2 hopefully :)