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I have yet to receive my federal tax refund because I submitted my taxes through a preparation service and, thinking that physical checks were still an option (
by AdmiralAsshat 4mo ago
I have yet to receive my federal tax refund because I submitted my taxes through a preparation service and, thinking that physical checks were still an option (the tax software didn't tell me otherwise), I did not give the federal government an ACH account number for direct deposit. The IRS then told me I'd have to open an account to update/provide direct deposit info, which in turn requires me to register with ID.me to create an account. ID.me has an obnoxious signup policy which includes sending them a boatload of documentation, and a headshot. I'm not doing it. So to date, I have yet to receive my federal refund.
Somewhere on the IRS website I had found buried in an article that if they can't submit my refund via direct deposit after some period of time, they are supposed to mail me a physical check. Yet so far, nada.
- sailfast 4mo agoWhile I agree that this is annoying, you're trying to interact with the federal government which actually does require IDENTITY verification and not age verification in order to perform its duties. That id.me account allows you to take actions on behalf of a citizen, so they need to confirm some things first. It's not great, but it's not what the original poster is against.
- AdmiralAsshat 4mo agoThe frustration, I suppose, is that the government doesn't seem to demand this level of scrutiny to take my money, in the event that I owed on my tax returns for that year. But when they have money to give to me, suddenly it's 12 interviews and a colonoscopy to get approved.
- sailfast 4mo agoTrue. It absolutely will take your money :)
- sufficientsoup 4mo agoMy issue with it is that it's a vendor. The need for identification is fair, and I'm not worried about the govt having it. I'm worried about _id.me_ having it.
- sailfast 4mo agoAgreed. Subcontracting this was a mistake.
- ooterness 4mo agoI was in a similar situation this year. Miapplied a rule, overpaid slightly, IRS owed a refund on the difference. It took a while, but they did eventually send me a physical check.
- jofla_net 4mo agoA few years ago I tried the old cheque method to get a refund and it took well into September to arrive...
- Cabal 4mo agoWhen given the option (like this case), I recommend Login.gov over ID.me.
- tencentshill 4mo agoA lot of them got fired by Trump, it likely did get lost. Depending on how much it is, it might be worth dedicating an hour a month to following up.
- sufficientsoup 4mo agoJust went through this myself. I gave in and made the account, only to then find out I was too late to give them my direct deposit info anyway. (If it's any peace of mind, I did eventually get that check.)