Different aims have different risk profiles though? Saving up 3 months to buy a car you can replace in 8 months if it breaks down is very different from decidin

Different aims have different risk profiles though? Saving up 3 months to buy a car you can replace in 8 months if it breaks down is very different from deciding to quit your lucrative career to become a low paid artist which is different from giving up 18 years of your life to make a human who might need assistance from you for longer than 18 years and from other people once you die. Mortgages are also a different risk profile. Aim at something yes. But don't be reckless or overly optimistic.