Same here in australia. We had NFC payments ("tap and pay") since ~2006. Nearly a decade before apple pay launched in Nov 2015. For us, apple pay was like "oh,

Same here in australia. We had NFC payments ("tap and pay") since ~2006. Nearly a decade before apple pay launched in Nov 2015. For us, apple pay was like "oh, I can use my phone instead of my credit card? Neat." People use it everywhere here, just because its easier than carrying around a card.