Exactly - you don't own the depreciating car, nor maintain or insure it (a.k.a. backup, disaster recovery) or even train in how to operate or secure it in a pot

Exactly - you don't own the depreciating car, nor maintain or insure it (a.k.a. backup, disaster recovery) or even train in how to operate or secure it in a potentially risky environment. Transportation as a Service, man, it's the hot new thing. Personally I'm still waiting for Service-Oriented Automobiles to knit together.