You are in effect pointing out the advantage that businesses in countries with universal health care coverage have. Not only do they not have to pay for covera

You are in effect pointing out the advantage that businesses in countries with universal health care coverage have. Not only do they not have to pay for coverage, they do not even need to be involved with the process of providing it-- i.e. no "open enrollment" months with corresponding time spent on information sessions, filling out forms, etc.