You misread your link. That list is of the change in moving to cashless since Covid. Sweden is low in the list because it’s been cashless for such a long time

You misread your link. That list is of the change in moving to cashless since Covid. Sweden is low in the list because it’s been cashless for such a long time already. Those places aren’t more cashless than Sweden. They are the ones that are moving towards cashlessness most dramatically in recent years.