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I have a Simple account but haven't moved any money to it yet. I'm not really sure why I'm hesitant. At first I was definitely going to do it if they came out w
by BryanB55 14y ago
I have a Simple account but haven't moved any money to it yet. I'm not really sure why I'm hesitant. At first I was definitely going to do it if they came out with the electronic check deposit before Bank of America (which took BOA FOREVER to do).
But I use Mint and BOA and am having a hard time seeing any other major benefits except for a nice UI and better customer service. However, I've probably only contacted BOA's customer service maybe 2 times in the last 5 years.
No paper checks seem to be another pain point to get over
- niallsmart 14y agoIf you're on payroll, some employers let you split your paycheck between multiple accounts. That's a useful way to get some money in and try the service without having to totally go all in.
- jordo37 14y agoI also have a Simple account and have yet to really use it. I use ING for my main account and love it (waiting to see what the shift to Capital One does). Before this, they were at a serious detriment to every other bank I have used. I love the ideas, but it seems to me like this is a classic example of needing to be 10x better to convince even folks like HN readers that this is a useful change to make. All this being said, after a few weeks of not using the card and not setting up direct deposit, I got a FANTASTIC email asking me to come back and use it - great job engaging inactive users.
- perishabledave 14y agoI think one of the problems is that you only gain the benefits of using their app if you use their debit card. Credit card points are just too good to pass up.