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Wasn't intentional, I mention SEPA and Wero in other comments, not intended to be an enumeration of all instant payment systems currently active globally. My ap

Wasn't intentional, I mention SEPA and Wero in other comments, not intended to be an enumeration of all instant payment systems currently active globally. My apologies! https://www.pymnts.com/wp-content/uploads/2025/05/PYMNTS-Real-Time-Payments-World-Map-May-2025.pdf https://www.pymnts.com/wp-content/uploads/2025/05/PYMNTS-Rea... https://www.emerald.com/cemj/article/33/4/575/1248919/The-rise-of-instant-payments-a-cross-country https://www.emerald.com/cemj/article/33/4/575/1248919/The-ri... https://en.wikipedia.org/wiki/Instant_payment https://en.wikipedia.org/wiki/Instant_payment

jorvi 5mo ago
> not intended to be an enumeration of all 54 instant payment systems currently active. Even then, not mentioning those who pretty much started / invented instant transfers still seems odd :) but no need to apologize haha, maybe I was a bit too abrasive. I get why you prioritized to mention those though. The Chinese and Indians have leapfrogged us. No more fussy legacy (digital) cards, just scan a QR and go. Even illicit food stalls and street wanderers have accounts, when they wouldn't be able to get a 'real' bank account. And the Chinese and Indians don't have to pay tribute to the Mastercard-Visa overlords either. Although Wero and the digital Euro might eventually change that for Europe too.
- dumpsterdiver 5mo ago
  Can you imagine how cumbersome conversations would become if people felt obligated to qualify ad-hoc statements with what amounts to a historical ledger? Every new entry would open up an opinion around “if you included that, why didn’t you include this?” In such cases we’ll always up at Kevin Bacon.
  - jorvi 5mo ago
    The comment literally mentioned how unusual Pix adaption is and how innovative it is. It is neither of those things. Because of aforementioned history.
- handle584 5mo ago
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jorvi 5mo ago

> not intended to be an enumeration of all 54 instant payment systems currently active. Even then, not mentioning those who pretty much started / invented instant transfers still seems odd :) but no need to apologize haha, maybe I was a bit too abrasive. I get why you prioritized to mention those though. The Chinese and Indians have leapfrogged us. No more fussy legacy (digital) cards, just scan a QR and go. Even illicit food stalls and street wanderers have accounts, when they wouldn't be able to get a 'real' bank account. And the Chinese and Indians don't have to pay tribute to the Mastercard-Visa overlords either. Although Wero and the digital Euro might eventually change that for Europe too.

dumpsterdiver 5mo ago
Can you imagine how cumbersome conversations would become if people felt obligated to qualify ad-hoc statements with what amounts to a historical ledger? Every new entry would open up an opinion around “if you included that, why didn’t you include this?” In such cases we’ll always up at Kevin Bacon.
- jorvi 5mo ago
  The comment literally mentioned how unusual Pix adaption is and how innovative it is. It is neither of those things. Because of aforementioned history.
handle584 5mo ago
[dead]