that's already solved problem, just no country had balls to completely abolish PAYGO (Chile was closest, but they backpedaled a bit) and rely on IRA https://en

that's already solved problem, just no country had balls to completely abolish PAYGO (Chile was closest, but they backpedaled a bit) and rely on IRA https://en.wikipedia.org/wiki/Pensions_in_Chile https://en.wikipedia.org/wiki/Pensions_in_Chile