> But if this goes badly, I think the most likely scenario is that there eventually will be the changes you describe, but if not enough people squeal now, then

> But if this goes badly, I think the most likely scenario is that there eventually will be the changes you describe, but if not enough people squeal now, then it won't be until after a bunch of people lose their savings either because of this or some follow on scam that finds a way to take advantage of passive money.