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Just force 3d secure, as it shifts the liability to the customer's bank. Most people don't mind opening their banking app on the phone for confirming the transa
by super256 6mo ago
Just force 3d secure, as it shifts the liability to the customer's bank. Most people don't mind opening their banking app on the phone for confirming the transaction if they really want the product for itseprice.
- gingerlime 6mo agoif customer fraudulently claims to their bank that they haven’t received the product, the bank files a chargeback and 3DS does not protect the merchant against it.
- anticensor 6mo agomost banks refuse chargebacks from 3ds transactions
- gingerlime 6mo agoeven if the customer claims the product never arrived?
- anticensor 6mo agoyes some do even in those cases
- checkmight 5mo agoNot True Non fraud reasons ( NR or Credit not processed) can be filed 3DS adds no friction