Fidelity offers something called Fidelity Zero funds which are pretty cool because there is 0% expense ratio. You only want to use them in a tax advantaged acco

Fidelity offers something called Fidelity Zero funds which are pretty cool because there is 0% expense ratio. You only want to use them in a tax advantaged account in case you want to move away from Fidelity, other brokerages can't transfer them so you'd have to sell and incur capital gains, unless it's in a tax advantaged account. FNILX(S&P500) FZIPX(US Mid and Small) FZROX(Total US) and FZILX(International) It's the ultimate realization of the Bogleheads strategy.