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That was a really bad move on your part. Could be social engineering. Collections agencies don't need to confirm your social before making a collections call.
by joonix 14y ago
That was a really bad move on your part. Could be social engineering. Collections agencies don't need to confirm your social before making a collections call.
- dhimes 14y agoI actually make them tell me my ssn. I took a call like this from a collector once. There is another person with my name who skipped on his verizon cell bill. I've never had a verizon cell. I was polite; he was a bit aggressive, but I simply explained the fact that it couldn't have been me. I didn't reveal anything about my info. I then called verizon and confirmed with them that they didn't have a record of me (but yes had someone with my name). They confirmed he had a different ssn. I then wrote a letter to the agency telling them that a 2 minute call to verizon would confirm that I wasn't their man. I told them that I consider their failure to do so was negligent, and I would hold them entirely responsible for any damage to my credit rating. My credit rating was not affected- but it may have had nothing to do with my letter.