One thing that surprises me a lot is that in order to use Wero with my ING account, I have to give access to my contacts, which I ultimately am not going to do.

One thing that surprises me a lot is that in order to use Wero with my ING account, I have to give access to my contacts, which I ultimately am not going to do. I wonder how the European payment system can be so ignorant of their customers' privacy.