3 ms·
It works over the internet.
by mcv 5mo ago
It works over the internet.
- mytailorisrich 5mo agoHow does it work when you need to pay for something in person? (what contactless is for)
- trashb 5mo agoYou use your bank card or contact less payment from your bank app. Optionally you scan or get send a payment request, and pay through Wero.
- mcv 5mo agoThat's what you use contactless for. Different systems have different purposes. Although people have also been known to use Tikkie or other payment request systems for in-person payments. Backed by iDeal, or now Wero.
- lxgr 5mo agoQR codes for now, unfortunately.
- jeroenhd 5mo agoIn some countries there is a payment system that works by generating QR codes at checkout and scanning those with your phone. I don't know if Wero intends to also support those, but it could make for a direct integration into live checkout. I think the Digital Euro initiative is closer to replacing contactless payments than Wero is, but it'll depend on the country I think.
- mcv 5mo agoiDeal supports scanning of QR codes, so I assume Wero does too.
- mytailorisrich 5mo agoIMHO, QR codes are a big step back from contactless and appeared in countries that didn't have widespread card adoption (e.g. China),
- mcv 5mo agoQR codes aren't a replacement for contactless. Contactless will stay, although unfortunately Dutch banks have recently discontinued their own contactless payment system and moved to Google Pay, which was a terrible decision.
- mytailorisrich 5mo agoI guess the point is: Why would you bother with QR codes if you have contactless?
- mcv 5mo agoI still don't think contactless works across the internet.
- SideburnsOfDoom 5mo agoI think this is the point, they have different use-cases. Contactless requires the acceptor to have a specific piece of hardware that comes with a contract. The QR code is an image, that AFIAK contains instructions on a specific transfer (target account number, amount, reference etc) in a machine-readable format, that the sender can chose to scan and accept or not. Neither is "better", they have different uses.
- mytailorisrich 5mo agoYou don't need a QR code "across the internet". A QR code is for in-person payments. That may be convenient for private individual to private individual (which is a niche market) but for stores or things like transport contactless, which we already all have, is clearly superior UX and there is neither a demand nor a point in having QR codes instead. My take-away from this tedious thread is that Wero does not currently support contactless. It is fine to admit it (I don't why people turn into fanboys over randopm things) but that does make it of limited use for in-person transactions apart from niche use-cases and, certainly, this means NOT "Goodbye to Visa and Mastercard" just yet.