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Swiping a card (or inserting, or tapping) is a "card present" transaction. Online shopping, where you type in the card number, is a "card not present" transacti
by teraflop 5mo ago
Swiping a card (or inserting, or tapping) is a "card present" transaction. Online shopping, where you type in the card number, is a "card not present" transaction. Retailers and banks can tell the difference.
- rswail 5mo agoAlso, a Apple/Google/Samsung tap has a different DPAN to the physical card, so it's "card present" but a different card.