4 ms·
> Adult content purchases have another problem where purchasers often deny having made the purchase when their significant other finds it on the credit card sta
by codedokode 5mo ago
> Adult content purchases have another problem where purchasers often deny having made the purchase when their significant other finds it on the credit card statement. Shaggy's "It wasn't me" defense.
Ridiculous. People who consume adult content could at least behave like adults.
- gowld 5mo agoThey could, as soon as people who police the consumptino of adult content behave like adults.
- Aurornis 5mo agoMost of them do. It's a math problem: If a credit card processor takes 3% of the purchase price and the average purchase is small like a $10 item or a $5 monthly commitment, it doesn't take many disputes to blow up their business model. Disputes are costly because you have to pay humans to deal with paperwork and phone calls.
- mrguyorama 5mo agoWhy do you believe this? They charge you a large fee for every chargeback. They get the full purchase price of the transaction back without any effort. It's automatic. Meanwhile your merchant fee per transaction is directly tied to how many chargebacks you produce. Chargebacks do not cost the payment network any money at all. All cost is borne by the merchants. That's the whole point. That's why chargebacks are effective: Because the payment network is an all powerful authority in the matter and has no incentive to deny chargebacks.
- Aurornis 5mo agoStripe has a $15 chargeback fee last time I worked on this. If you believe $15 covers all of the human labor involved plus the cost of their management chain and employment, I wish I could be as optimistic as labor costs as you.
- slowmovintarget 5mo agoIs consuming "adult" content behaving like an adult or a hedonistic teenager?