Thats probably a relatively small part, but influential as it scares people away from paying for things online. The larger segments are (1)I pay you for a lapt

Thats probably a relatively small part, but influential as it scares people away from paying for things online. The larger segments are (1)I pay you for a laptop with a stolen credit card. You send me the laptop. The credit card company takes the money back off you. and (2) I pay you for a laptop with a stolen credit card. You send me the laptop. I say you sent me a brick. The credit card company takes the money back off you.